Buying your new home can be an exciting adventure! Our home buying guide will help you understand the process – from the steps you should take at the beginning through the process of closing on your new home. While there are a lot of details involved, taking the right steps and making informed decisions will make your purchase goes as smoothly as possible. Remember, you can always contact Digital Mayor Real Estate with any questions that arise while buying a home in Virginia Beach.


Before beginning your home search, make sure to set clear goals such as your desired neighborhoods, the type of home you wish to purchase, must-have amenities, etc. As you get into the market, you may need to be flexible on some of these requirements, but starting with a best-case list will be helpful.


Before purchasing a home, it’s important to make sure you have your finances under control – make a detailed budget and ensure that you have savings and reserves in place to support your home-purchasing goals. Buying a house can be more affordable than many people realize, but it is crucial that you have your finances under control through the process of buying a home.


Call several mortgage lenders – you’ll find differences in rates, fees, and customer service with each lender. Finding the right mortgage lender is important since it can be the difference between a manageable monthly payment and a daunting payment. Be sure to check reviews as well to make sure you’re choosing someone with a track record of satisfied borrowers.

Pre-approval is a good idea at this stage – you’ll have more power as you submit offers and negotiate with sellers if you are already approved for a mortgage. Use estimated closing costs to validate that you have enough money set aside for this process. Getting pre-approved can help you get into your dream home at an affordable price.


Take some time to do some research here! Not all real estate professionals are the same, and not all of them will go to the same lengths to ensure you are satisfied with your home purchase. At Digital Mayor Real Estate in Virginia Beach, we pride ourselves on going the extra mile for our customers.

By this point, you have a good grasp of the type of property you’re looking for and the purchase price you can afford. Interview several agents to find someone who regularly sells homes similar to the one you want to purchase. Again, look for social proof and check out the reviews on the agents. If you’re shopping with a spouse, make sure both of you agree on the agent. Home-buying can be a storm and you want a good captain that you’ll both trust!


Work with your agent to search for homes that meet your goals and criteria. You’ll also want to make sure you view homes in person – pictures are awesome, but they can sometimes be misleading! Don’t get frustrated if you don’t find a home immediately; each showing gives you a chance to learn more about what you can get in your area at your price point. If you have followed the guide to this point, then you’ll find a place to call home.


Once you’ve found the home you’d like to buy, it’s time to make an offer. Here’s where a good agent earns their money – showing you the home is the easy part. Shepherding you through offer and closing is where great agents shine!

Sellers can counter your offer, inspections can reveal possible repairs, and you can suddenly find your budget at risk and maybe even question if this is the right home for you. Above all, stay calm and continue to communicate with everyone involved. Check your budget, your emotions, and communicate with your buying partner to make the next right steps.


You’re almost there – remember, your lender wants to ensure that this is a good move for everyone, so they may ask for more information about income, the condition of the house, or your credit history. Providing accurate and timely responses keeps the process moving and gets you to your desired outcome the fastest.


The timing for closing can vary, but the average closing period is 45 days long. Typically, within 48 hours prior to closing, you’ll do a final walk-through to check that all agreed-to repairs are completed and that the home is in the expected condition. This is often an exciting time for the buyer and seller alike.

You can expect to meet with your lender and agent to finalize the paperwork. There may also be attorneys present, the seller’s agent, a representative from the title company, and the designated closing agent. During the closing, all paperwork will be finalized, including: the deed, title, financial/funding, closing statements, insurance, contract, etc.

At this point, you’re done with everything and you will be ready to move into your new home!