1. The “20% down payment” myth

    Money management guru Dave Ramsey advises that “The ideal way to buy a house is the 100 percent down plan—pay cash for the whole house.” Wouldn’t it be nice if all of us could participate in that plan? The fact is, in February of this year, 77 percent of American home buyers used a mortgage …Read More

  2. Summertime and the outdoor living is easy

    If you’ve ever watched home and garden TV shows you may be dreaming of your own backyard makeover. With a truckload of dirt, the outdoor designer transforms backyards into cozy relaxation areas, resort-like pool areas or elaborate outdoor kitchens. Backyard design techniques are similar to those u…Read More